CONDITIONS OF USE
By using this website I acknowledge and accept the following conditions of use without limitation or qualification. I have read the following conditions before using this website.
I understand that no coverage will be assumed bound or covered until I have received written or verbal confirmation from Hall & Company.
I understand that Hall & Company may require written documentation of all service requests which will become part of my customer file.
I understand that Hall & Company will process service requests based on information I provide through this site, and that I will receive confirmation of all changes to my coverage. I authorize such changes, and assume the responsibility of notifying Hall & Company in the event of errors or misunderstandings.
I understand that any insurance terms and definitions provide on this website are meant for general informational purposes and not meant as specific advice or recommendations. For specific advise or recommendations, it is my responsibility to contact Hall & Company.
This website may be linked to other websites which are not maintained by Hall & Company, and we are not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by Hall & Company, of the websites or the content thereof. Coverage is not available in certain states and this website should not be considered a form of solicitation.
We are compensated for our services either by fees from customers with whom we have written service contracts or by commissions from insurers and intermediaries (excess and surplus lines brokers, wholesale brokers and similar organizations) with whom we have agency or intermediary agreements.
From time to time, we may also receive payments from insurers based on incentive or contingent factors that are not client specific. This means that the payments are not directly related to your or other client accounts. These factors may include the size of our overall book of business with an insurer, the retention of account, the loss ratio on the book of business and performance from an underwriting standpoint.
We do not know, nor does the insurer know, the amount of such payments, if any, until the underwriting year is closed.
In the event that we assist you in arranging premium financing, we may receive a fee from the premium finance company.
The Hall & Company maintains physical and electronic safeguards to protect the information we acquire, including restricting access to employees who need to know that information to provide you with our services.
We do not sell client information for any reason whatsoever.
We may collect non-public personal information about you from the following sources:
- information we receive from you on application or other forms;
- information about your transactions with us; and
- information we receive from a consumer reporting agency
We will not disclose non-public personal information about you to others unless the disclosure is necessary to conduct our business and is permitted by law