AE Blog - Design Professional Insurance Advisory
While it is common practice to name the project owner as an additional insured on a construction contractor’s general liability insurance policy, it is not appropriate to do this on a design firm’s professional liability insurance policy. This is because naming the project owner as an additional insured would preclude the project owner from being indemnified for the design professional’s negligence! In other words, it voids the coverage for the owner. This certainly is not the intended result associated with the owner’s request to be named an additional insured. Click here to read the full article.