AE Blog - Professional Liability: Project Owner Cannot be Named an Additional Insured

A project owner cannot be named an additional insured on a design firm’s professional liability insurance policy. The request to do this is based on a misunderstanding of how professional liability insurance works and how it differs from general liability. Rather than providing increased access to the policy in the event of a claim, the status of additional insured on a professional liability insurance policy would void coverage for the owner. This certainly is not in the owner’s best interest or in the best interest of the design professional. Learn more on why project owners cannot be named as additional insureds on design firm’s Professional Liability Insurance Policies at https://www.hallandcompany.com/documents/DesignProfInsuranceAdvisory.pdf