Subconsultants Need Their Own Professional Liability Insurance Policies
Most every design project is performed by a team of architects, engineers and consultants. Usually one firm acts as the prime consultant and the others as subconsultants to the prime. As professional liability brokers specializing in the A/E industry we often are asked, “Is it necessary for subconsultants to purchase professional liability insurance? Isn’t the subconstants’ work covered by the prime consultants’ policy?”
This brief is about why both the prime consultant and all subconsultants need to purchase their own separate professional liability insurance policies.