AE Blog - Use this simple risk management tool to help control the cost of commercial auto insurance

In spite of rigorous laws and enforcement efforts to the contrary, distracted driving due to cell phone continues to be a significant cause of traffic accidents and fatalities. For business owners, this can mean increased liability for the actions of employees while they are driving company-owned vehicles, rented vehicles or their own vehicles for company business. And this is not a minor risk: In 2015 the National Safety Council estimated that the cost of auto related losses was more than $412 billion for the prior year! [I]

One way to reduce both accidents and liability is by implementing appropriate loss prevention practices which also may help to stabilize or reduce your firm’s commercial auto rates.

This article about cell phone safety while driving, provided by Travelers, includes a sample cell phone use policy that companies can distribute to employees and include in new hire orientation to bring awareness to the issue and establish a formal, recognized policy.

[I] NSC Motor Vehicle Fatality Estimates